Best answer: Does Mercury Insurance cover a rental car?

Do you need extra insurance when renting a car?

It’s highly recommended you arrange car insurance when hiring your rental vehicle because not all credit card and travel insurance policies cover car rental. … Additional drivers can be added at a cost, but this will ensure you’re covered if a few of you are taking turns to drive throughout the trip.

Will my insurance give me a rental car?

Car rental companies offer additional insurance that covers the car in the case of an accident. If you already have collision insurance on your policy, it will cover the rental, so the extra insurance is not necessary.

What happens if you damage a rental car with insurance?

Typically, you would file a claim with your own insurance company just like you would if you got into a car accident in your own car, and if you are at fault for the accident, your insurer will pay the rental car company for the repairs to the vehicle, up to your policy’s limit.

Can I rent a car without insurance?

Do you need insurance to rent a car? No, you don’t need to have insurance because rental cars are already insured. That said, some form of rental insurance is strongly advised because if you rent a car without insurance, you are responsible for any damages to the vehicle.

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Who pays for rental car insurance after accident?

Who pays for your rental car, after an accident, depends on who is at-fault for the crash. If the other driver is responsible for the collision, their car insurance should pay for the rental, but if you are at fault, payments come out of your pocket or via your insurance policy.

How much does it cost if you damage a rental car?

A CDW covers damage to the rental car, but not to other people’s property. Collision damage waivers for economy vehicles typically cost $10 – $30 per day. Damage waivers do not cover theft or risky behaviors that result in damage, such as drunk driving.

Can a car rental company sue you?

If a rental car company’s negligence resulted in an auto accident, no matter your insurance state, you may be able to sue the rental car company in a personal injury lawsuit to collect on damages not paid by your own insurance company, in rare cases.

What do you do if you damage a rental car?

What to Do If You Damage a Rental Car

  1. Contact local police and fill out an accident report form.
  2. Contact Budget 24-hour roadside service at 800-354-2847.
  3. Complete a Budget accident report and fax it and your local accident report form to 720-479-4034.

How much does insurance on a rental car cost?

Rental car insurance costs vary depending on the vehicle and location. But, in a word, it’s expensive — overall, prices range from $31 to $60 per day for rental insurance from these providers.

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