Best answer: Why is Georgia car insurance so expensive?

Is GA car insurance high?

Car insurance in Georgia is relatively expensive, with average full coverage premiums that are over $300 more than the average annual cost of car insurance in the country. While the national average cost of full coverage car insurance is $1,674 per year, Georgia residents pay $1,982 per year for the same coverage.

Why is insurance so high in Georgia?

Car insurance in Georgia is expensive because the state has some of the most accident-prone highways in the country. Georgia also gave insurance companies the right to raise premiums without the approval of the state insurance commissioner, which has caused rate hikes.

Is insurance expensive in Georgia?

Auto insurance is typically inexpensive in Georgia. The average car insurance cost in Georgia is $1,388 per year — less than the nationwide average by 2.8%. But car insurance premiums are affected by factors other than state lines.

What is the cheapest car to insure in Georgia?

Cheapest cars to insure among popular models

  • Subaru Outback. $1,392. $26,645. 5.22.
  • Jeep Wrangler. $1,416. $28,295. 5.01.
  • Honda CR-V. $1,439. $25,050. 5.75.
  • Subaru Forester. $1,465. $24,495. 5.98.
  • Ford Escape. $1,476. $24,885. 5.93.
  • Ford F-150. $1,505. $28,745. 5.24.
  • Chevrolet Equinox. $1,511. $23,800. 6.35.
  • Jeep Cherokee. $1,521. $26,085. 5.83.
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How much is car insurance in Georgia per month?

How much is car insurance in Georgia? The average cost of minimum-coverage car insurance in Georgia is $84 per month, based on our research. The average cost of full-coverage car insurance in Georgia is $160 per month. Minimum-coverage car insurance includes only the coverage types and amounts a state requires.

What insurance companies are headquartered in Georgia?

State Farm Mutual Automobile Insurance Co. tops the listing, followed by State Farm Fire and Casualty Co., Georgia Farm Bureau Mutual Insurance Co., Progressive Mountain Insurance Co. and Allstate Fire and Casualty Insurance Co. The total 2014 direct premiums written for the top 25 companies listed tops $7.6 billion.

Is car insurance more expensive in Atlanta?

Find Cheap Auto Insurance Quotes in Atlanta

In Georgia’s capital and the heart of the state’s largest metro area, drivers pay considerably more than the average resident of the Peach State. Atlantans pay 23% more for full coverage and 31% more for minimum coverage.

How much car insurance do I need in GA?

Required Minimum Georgia Auto Insurance Coverage

Bodily injury liability: $25,000 per person and $50,000 per accident. Property damage liability: $25,000 per accident.

How much is the average electric bill in Georgia?

According to a 2017 report from the U.S. Energy Information Administration (EIA), the average monthly energy bill in Georgia is $126.38. That’s $14.71 above the national average of $111.67.

What is the average water bill in Georgia?

Utility costs vary greatly by state. The most expensive utility bills can be found in Alaska, with an average cost of $496 per month.

Water Prices By State 2021.

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State Georgia
Avg. Total Utilities $349
Electric $132
Internet $30
Nat. Gas $118

What car will last the longest?

Longest-Lasting Car Brands: Toyota

Toyota Model Percent of Cars Over 200,000 Miles
Toyota Sequoia 11.2%
Toyota 4Runner 4.1%
Toyota Avalon 3.9%
Toyota Tundra 3.7%

What is the cheapest car to own and maintain?

The Least Expensive Cars to Maintain

Rank Model 10 Year Maintenance Cost
1 Toyota Prius $4,008
2 Toyota Yaris $4,027
3 Toyota Corolla $4,087
4 Toyota Prius Prime $4,098

What is the most reliable car?

Most reliable cars 2020: 1-10

Ranking Model Reliability Score
3 MAZDA CX-5 95.64%
4 LEXUS NX 95.04%