Can I insure my daughters car on my policy?

Can a parent insure their child’s car?

Yes, but only if you are the primary driver of the vehicle. For instance, you can get car insurance under your parents’ name if you are simply an additional driver. If you’re the main driver but you list someone else, this is car insurance fronting and it’s technically insurance fraud.

Can you insure a car that is not yours?

Can I get insurance on a car that is not in my name? Typically, you cannot insure a car that you do not legally own unless your insurance company is willing to consider something other than registration as insurable interest. Some companies, like Progressive, are an exception to this rule.

Can I insure a car that is in my sons name?

If the title of your car is in your parents’ or guardians’ names, there’s no problem in being added to their auto insurance policy, possibly at a lower rate than if you had your own policy. But if the car is in your name, you won’t be able to do that.

Does the car owner have to be the insurance policyholder?

Generally, whoever is the titled owner of a car needs to be the one to insure it. Car insurance companies want to make sure the primary policyholder has what’s called insurable interest in the car they’re insuring.

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Can I insure a car that is already insured by someone else?

Can I insure a car that’s already insured by someone else? Yes, you can take out an insurance policy on a car that’s already insured by someone else. … However, where possible, it’s usually cheaper to add yourself to the car owner’s existing policy as a named driver.

Do registration and insurance have to match?

Your name should always match on both the named insured line and the registered owner line. If you register a car in your name and then insure it in your boyfriend’s name, the DMV won’t be able to find coverage that can be verified in your name.

Should I put my son’s car in his name or mine?

Register the car in your child’s name.

Generally and statistically speaking, college students are more likely than other types of drivers to get into car accidents. Recognizing this, insurance carriers may very well charge more to insure your son or daughter.

Who owns the car if two names are on the title?

The title reflects ownership of the vehicle, and multiple parties may also be listed here. The names on the two documents do not necessarily have to match. If two people are on a car loan, the car still belongs to the person who is named on the title.