Can I let someone borrow my car Reddit?

Can you get in trouble for letting someone borrow your car?

One common misconception is that you can drive someone else’s car as long as you have fully comprehensive cover on your own car and the owner’s given you permission to drive it. But this isn’t always the case, and if caught both the driver and the person who owns the car can be prosecuted.

Can I let people borrow my car?

You can safely lend your vehicle to someone without worrying about whether that person is named as a driver on your auto insurance policy if the following three conditions are met: … The person is a licensed driver, legally allowed to operate a motor vehicle in Alberta.

What happens if I let someone borrow my car and they wreck it?

If you let someone else drive your car and they get in an accident, your insurance company would likely be responsible for paying the claim, depending on the coverages in your policy. The claim would go on your insurance record and could affect your car insurance rates in the future.

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Are you liable if you lend your car to someone?

In California, vehicle owners are generally responsible for damages if they allow friends or relatives to borrow their vehicle. … That means it will not cover damages the excluded driver causes.

Can someone drive my car if they are not on my insurance?

If a friend or a family member has an accident and isn’t insured, then you will have to use your insurance. Unless you have expressly denied that driver permission to use your vehicle.

Why you shouldn’t lend your car?

Suppose you lend the car to a friend, who causes an accident. Your liability insurance would pay to repair damage to the other vehicle and any medical bills, up to your policy limits. … If your friend doesn’t have auto insurance, then he could be sued for whatever your policy doesn’t cover.

Can I legally drive someone else’s car?

It’s important to understand that you can only drive a car if you have insurance. If you don’t have your own insurance policy (either on your own car including DOC cover, as a named driver on the car owner’s policy, or standalone temporary cover), you will not be legally covered to drive.

Can I drive my dad’s car with his insurance?

Typically, even if the person driving your car has his or her own insurance, your insurance will be the primary payer for damages caused by your vehicle; but, the person driving your car has to be found legally at fault before your insurance will pay.

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