Can you get insurance on a modified car?

Do you have to declare modifications on car insurance?

You will need to declare any and all modifications that were done to a car or risk your insurance being void and therefore driving a car illegally.

Do I have to tell my insurance if I change my alloys?

Therefore, if your car has been fitted with alloy wheels or wider wheels or tyres, you need to declare this to your insurance company. If your car has been fitted with uprated brakes, or the suspension has been modified, its behaviour on the road will be altered.

What is classed as modifications on car insurance?

A modification is any change you make to your car that alters it from the manufacturer’s standard settings. Modifications tend to fall into two categories: performance or cosmetic.

What modifications can I make to my car?

If you’re still unsure, here is a list of changes that could prevent you from being covered by standard car insurance:

  • Turbo or supercharger installed.
  • Transmission or gear alterations.
  • Exhaust system changes.
  • Air filter upgrades.
  • Wheel arch amendments.
  • Number plate changes.
  • Body kit amendments.
  • Spoiler additions.

Is Debadging illegal?

Debadging is not illegal, so there should be no reason for you to get pulled over or ticketed for it.

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Is it illegal to have a modified car?

Modifying your vehicle to improve its towing capacity is called changing the Gross Combination Mass (GCM) and it is now outlawed by the Federal Government. Previously, new cars could be modified pre-registration but new laws that came into effect from July 1, 2018 mean that practice is now banned.

Is Turbo on a car illegal?

Turbochargers and Superchargers

Unlike nitrous oxide (see No. 1 in illegal mods), however, turbochargers and superchargers are legal as long as they don’t cause your car to fail your state’s emissions check or safety inspection.