Can you insure a car in one state and live in another?

Can you insure a car that is not at your residence?

Generally, car insurance companies don’t allow policyholders to add people who don’t live in the same household as them to their policy, but it varies based on the case. … But if they don’t live with you, you likely won’t be able to add them to your car insurance.

Do you have to change insurance when you move states?

Although you don’t have to change car insurance when moving states, it often makes sense for drivers to make the switch. Insurance agents are typically licensed only in a single state, and different states have different laws about insurance coverage.

What happens if someone wrecks your car and they aren’t on your insurance?

Insurance applies to the vehicle. So, if someone who is not on your insurance plan is driving your vehicle, your insurance still applies in the case of an accident.

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Does your insurance and registration address have to match?

Yes, your auto insurance address and registration address need to match. In most situations, you need to register your vehicle to the same address you use for auto insurance. For most drivers, this address is the same as your physical address or place of residence.

What happens to my insurance if I move out of state?

Does moving to another state or territory affect my car insurance? If you move to an area, state or territory where your current insurer doesn’t provide any cover, then you may be denied your claim. If they do provide cover, it may just be a case of adjusting your premium, and you may have to pay the difference.

Do you have to tell insurance about moving?

You have to tell your car insurance company if you move. It doesn’t matter whether you moved across town or another state. The insurer wants to know.

What do you do with your car when you move to another state?

If you’re in the process of moving to a new state, here are steps you can take to transfer your car insurance and registration.

  1. Step 1: Finish your move. …
  2. Step 2: Purchase a new auto insurance policy. …
  3. Step 3: Register your vehicle in your new state. …
  4. Step 4: Apply for a new license.

Am I covered if someone else drives my car?

Your Comprehensive Car Insurance or Third Party Car Insurance policy is only attached to your vehicle. It doesn’t follow you when you drive other people’s cars. For someone else to be covered while driving your vehicle, they need to be on your policy as a listed driver.

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Will my insurance go up if my friend crashed my car?

The short answer is yes, probably. Since your car insurance works much the same way when you lend it to someone and when you’re driving it yourself, your premiums will go up if someone else causes an accident in your vehicle, just like they would if you caused an accident.

How much money can a passenger in a car accident get?

In cases where injuries where minor, a passenger might receive up to $3,000 from a claim. However, in serious car accidents where injuries may be more severe, passengers may receive up to $1 million for pain and suffering.