Does Hagerty Insurance cover new cars?

What does my Hagerty insurance Cover?

Hagerty offers Traveling Collector coverage, which allows you to recover up to $1,500 for the use of a rental vehicle, repayment of lost event expenses (tickets, fees, etc.) and lodging required during repairs. It also includes added coverage for spare parts, tools and personal effects and accidental death coverage.

Is Hagerty only for classic cars?

We only insure antique and collectible cars, so we can offer better coverage at a significantly lower price than daily driver insurers.

Does my insurance cover a car I just bought?

Yes. Most insurance companies provide automatic coverage for new purchases equal to the broadest coverage you have on your current or other cars. In other words, if you already have a car insurance policy in effect and you purchase a new vehicle, that policy will cover you for up to 4 days.

Does Hagerty offer full coverage?

When we say full coverage, we mean it. Insurance policies through Hagerty include unique additional coverages that larger car insurers aren’t flexible enough to offer. Hagerty offers specialized coverage to protect your car during all stages of a car restoration.

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Do I need an appraisal for Hagerty insurance?

We typically do not require appraisals. If we need further documentation supporting a vehicle’s value, we will contact you during the underwriting process.

How much does Hagerty insurance Cost?

Hagerty Auto Insurance Cost And Discounts

The company’s minimum monthly premium starts at $100, but it varies by state. Hagerty offers zero deductibles for many vehicles, but other options vary by state and the type of vehicle you’re insuring. You can view your deductible options when you get an online quote.

Can you insure a classic car as a daily driver?

Classic car insurance is designed for secondary vehicles; it’s not meant to cover a car you drive for everyday use. If your classic or collector car is your primary ride, you’ll need to cover it with a standard auto insurance policy.

Does Hagerty have mileage restrictions?

Our policy allows you flexible usage—with no fixed mileage limits. Even if you have full coverage through a regular car insurance carrier, there may be mileage and usage restrictions to control how and when your classic is driven.

Can I drive a new car home on my old insurance?

If you buy a secondhand car you will need to take out your new insurance policy (or amend your existing policy) before you can drive the car home. … Alternatively, you may have minimal insurance cover to drive the vehicle home if you have ‘driving other cars’ permission on your current insurance policy.

How long do you have to add a new car to your insurance policy AAA?

Yes, AAA car insurance policies can have a grace period of up to 30 days, depending on the state. This means AAA customers could have nearly one month to officially add a new car to their insurance policy and purchase any additional coverage they may need.

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