Frequent question: Are you responsible if you let someone borrow your car?

Can you get in trouble for letting someone borrow your car?

One common misconception is that you can drive someone else’s car as long as you have fully comprehensive cover on your own car and the owner’s given you permission to drive it. But this isn’t always the case, and if caught both the driver and the person who owns the car can be prosecuted.

What happens if you let someone borrow your car and they don’t return it?

If the “borrower” fails to return the car after the lender makes numerous obvious attempts to get it back, theft has officially been committed. Borrowing can also become theft if the borrower sells the vehicle while it’s in their possession. In this situation, the borrower is treating the car as their own.

Are you liable if you lend your car to someone?

In California, vehicle owners are generally responsible for damages if they allow friends or relatives to borrow their vehicle. … That means it will not cover damages the excluded driver causes.

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Can someone drive my car if they are not on my insurance?

If a friend or a family member has an accident and isn’t insured, then you will have to use your insurance. Unless you have expressly denied that driver permission to use your vehicle.

What happens if you let someone uninsured drive your car?

Letting an uninsured driver use your car is risky. If the person who borrows your car has their own insurance, that insurance may cover the costs if they have an accident. … If your friend causes damage that exceeds your policy’s limits, you may have to pay the rest of the costs yourself, and could even be sued.

Can I drive my dad’s car with his insurance?

Typically, even if the person driving your car has his or her own insurance, your insurance will be the primary payer for damages caused by your vehicle; but, the person driving your car has to be found legally at fault before your insurance will pay.

Is borrowing and not returning stealing?

From a legal perspective, in order to be guilty of stealing, you need to have the intent to never return the item to its rightful owner at the time you begin borrowing the item. If you legitimately forgot to return a borrowed item to its rightful owner, then you lacked specific intent to steal the item.

What do you do when someone borrows something and wont give it back?

File a Civil Lawsuit

You can file a conversion suit to reclaim the value of your property when someone else, without your consent, either damages or fails to return it. You can also sue for negligence or other cause of action as it fits your case.

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