What is comprehensive car insurance Aviva?
Comprehensive. Comprehensive car insurance is the greatest level of protection available and covers third-party costs and damage to your vehicle even if you caused the incident. In a year, we repair nearly 120,000 vehicles, enough to almost fill every lane of the M25 if you placed them end to end 2.
What is covered in a motor insurance policy?
What Motor Insurance covers: The damages to the vehicle due to the following perils are usually covered under OD section of the Motor Insurance policy: Fire, Explosion, Self- Ignition, Lightning. Burglary/Housebreaking / Theft.
Do Aviva cover car seats?
There is no cover under this section if you have purchased Third Party, Fire and Theft cover. If child seats are fitted in your vehicle and you make a claim under this section we will pay the cost to replace them even if there is no apparent damage.
Does insurance cover if you drive someone else’s car?
Your Comprehensive Car Insurance or Third Party Car Insurance policy is only attached to your vehicle. It doesn’t follow you when you drive other people’s cars. For someone else to be covered while driving your vehicle, they need to be on your policy as a listed driver.
What type of cover is best for car insurance?
Fully comprehensive car insurance is the highest level of cover you can take out to protect your vehicle.
Can I drive a car using my van insurance?
If your car insurance policy has a ‘driving other cars’ or ‘driving other vehicles’ clause within its terms and conditions, you can drive a van that isn’t yours and still be covered by your insurer. … The third-party D.O.V clause won’t cover the cost of any damages to the vehicle you’re driving.
Why is my car insurance so high?
Common causes of overly expensive insurance rates include your age, driving record, credit history, coverage options, what car you drive and where you live. Anything that insurers can link to an increased likelihood that you will be in an accident and file a claim will result in higher car insurance premiums.
What are the 4 types of insurance?
Different types of general insurance include motor insurance, health insurance, travel insurance, and home insurance.
What are the three types of motor insurance?
Types of Motor Insurance
- Commercial Vehicle Insurance.
- Two Wheeler Insurance.
Can I claim insurance if I damage my own car?
So even if there is damage caused by natural calamities like floods etc. or even accidents to your own vehicle, you cannot claim compensation under your liability insurance. This is where the importance of own damage car insurance is realised.