How much is car insurance in AZ for a 16 year old?

How much is teenage car insurance per month?

Car insurance for teens is expensive. Here’s what it costs, plus why it costs so much and how you can lower your rates. Teenagers pay an average of $371 a month for an individual car insurance policy, while parents who add a teen driver to their policy can expect to pay an extra $167 a month.

How much is insurance for a 16-year-old on parents insurance?

The average cost increase to add a 16-year-old driver to their parents’ policy is an extra $2,531 per year for full coverage. While 16-year-olds are one of the most expensive ages to insure, Bankrate’s research has uncovered ways that you may be able to find a cheaper policy.

How much does car insurance cost per month in Arizona?

The average cost of insurance coverage in Phoenix is $1,126 a year for men and $1,178 for women. The average cost of auto insurance in Arizona is $843.92.

Average Phoenix Car Insurance Rates.

IT IS INTERESTING:  Can I add remote start to a leased car?
Coverage Men Women
Comprehensive $92 $91
Total Cost Per Year $1,126 $1,178
Price Per Month $94 $98

How much is Geico car insurance for a 16-year-old?

However, opting for full coverage as a 16-year-old driver comes at a great cost, especially for those on their own policy rather than their parents’.

THE MOST AFFORDABLE INSURANCE COMPANIES FOR FULL COVERAGE: 16-YEAR-OLD DRIVERS.

Insurance company Average 6-month premium Average monthly rate
GEICO $2,911 $485

Should I add my teenager to my car insurance?

If your teenager is ready to drive, you should immediately insure them. While your premiums will certainly go up (teen drivers are the most expensive to insure), having the peace of mind that they are covered will help you sleep better at night. Consider getting a safe car to save a bit of money on insurance.

How much is insurance on a Camaro for a 16-year-old?

Chevrolet Camaro car insurance costs $7,368 per year for a 16-year-old driver, $6,848 per year for a 17-year-old driver, and $6,376 per year for a 18-year-old driver. Clean up your credit to lower your rates.

How much does car insurance go up with a teenage driver?

The average annual rate quoted for a teen driver is $2,267. (This average includes all liability coverage levels.) Compare that to an average cost increase of $621 for adding a teen to the parents’ policy — that means you’ll pay 365 percent more by putting the teen on his or her own policy.

How can a 16-year-old get cheap insurance?

Buying coverage under an existing policy with your parent is the best way to get affordable insurance as a 16-year-old. Alternatively, you can obtain insurance quotes from multiple providers to save money. While insurance laws vary from state to state, many states do not require drivers to have full coverage.

IT IS INTERESTING:  Quick Answer: What car insurance do I need in Texas?

What is the cheapest way to get car insurance for a teenager?

The cheapest way to insure a teenage driver is by adding them to your own policy. Buying a teen their own policy is very expensive and generally not advised. Depending on the state, a teen driver’s annual premium could cost up to twice as much on an individual policy as being added to a parent’s policy.

How much car insurance do I need in Arizona?

Arizona requires drivers to have car insurance that meets or exceeds the following minimum coverage levels: Bodily injury liability coverage: Minimum $25,000 per person / $50,000 per accident. Property damage liability coverage: Minimum $15,000.

Does insurance follow the car or the driver in Arizona?

“Generally speaking, in Arizona, automobile insurance follows the car, not the driver.” Most auto insurance policies will cover someone else driving your vehicle as long as they have a valid driver’s license.

Is car insurance more expensive in Arizona?

The typical annual car insurance rate in Arizona is $349 less expensive than the average expense in California. The exact cost may vary, depending on your coverage level, driving and insurance history, and your auto insurance company.

CAR INSURANCE PREMIUMS BY CITY IN ARIZONA.

City Average Annual Rate
Glendale $1,202