Is car insurance cheaper in Tennessee or Kentucky?

Is car insurance expensive in Kentucky?

Car insurance policies are expensive in Kentucky. The average auto insurance price in Kentucky is $2,050 per year — more than the nationwide average by 43.7%. Your car insurance premiums are affected by factors other than the state in which you live.

What is the average cost of car insurance in Tennessee?

The average auto insurance rate in Tennessee is $1,315 annually — 7.9% less than the national average. Your car insurance rates are impacted by factors aside from the state in which you live.

Is insurance expensive in Kentucky?

Car insurance in Kentucky is expensive because the state has higher than average traffic fatalities, with 1.36 deaths per 100 million miles driven (compared to the national average of 1.1). In Kentucky, you can expect to pay approximately $1,988 per year for full coverage car insurance or $983 per year.

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Why is car insurance so expensive in TN?

Car insurance in Tennessee is expensive because of its high percentage of uninsured drivers–around 20% of drivers don’t have insurance in the state.. … Car insurance in Tennessee is less expensive than the national average, which is around $1,500 annually for full coverage and about $600 per year for minimum coverage.

Why is insurance so high in KY?

Car insurance in Kentucky is expensive because the state has higher than average traffic fatalities, with 1.36 deaths per 100 million miles driven (compared to the national average of 1.1). … As the cost of providing insurance goes up, the premiums insurers charge also rise.

How much is car insurance per month in Kentucky?

Car insurance in Kentucky costs $78 per month, on average, or $931 per year. The average cost of car insurance in Kentucky is 29% higher than the national average auto insurance premium, and Kentucky ranks 40 out of 50 for the most affordable car insurance rates in the U.S.

How much is car insurance per month in Tennessee?

How much is car insurance in Tennessee per month? In Tennessee, the average cost of car insurance is $1,338 for a full coverage policy and $371 for a minimum coverage policy. That means on average, you would pay about $111 per month for full coverage and around $40 per month for minimum coverage.

How much is a ticket for no insurance in Tennessee?

Driving without proof of insurance in Tennessee is a traffic offense eligible for a $25 ticket.

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What is the minimum car insurance coverage in Tennessee?

The required minimum limits of your liability car insurance are: $25,000 for each injury or death per accident. $50,000 for total injuries or deaths per accident. $15,000 for property damage per accident.

How much is full coverage car insurance in Kentucky?

ValuePenguin evaluated car insurance rates in Kentucky across hundreds of cities and seven major auto insurance providers in the state. Based on our analysis, the average cost of car insurance in Kentucky is $775 for a six-month minimum-coverage policy, or $1,549 per year.

How much is full coverage insurance cost?

Car insurance rates by state

Average cost of full coverage car insurance
California $2,065 $172
Colorado $2,016 $168
Connecticut $1,845 $154
Delaware $1,775 $148

Is car insurance high in Tennessee?

Car insurance in Tennessee is expensive because of its high percentage of uninsured drivers–around 20% of drivers don’t have insurance in the state.. In Tennessee, you can expect to pay approximately $1,345 per year for full coverage car insurance or $426 per year for minimum coverage.

What is the average cost of homeowners insurance in Tennessee?

How much is homeowners insurance in Tennessee? The average home insurance cost in Tennessee is $1,625 annually for $250,000 in dwelling coverage. This is well above the national average of $1,312.

How much is renters insurance in Tennessee?

The average cost of renters insurance in Tennessee is $22 per month or $260 per year. Generally, renters in Tennessee pay more for coverage than people in other parts of the country, where, on average, renters insurance costs about $16 per month, or $187 per year.

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