Is car insurance high in Arizona?

What is the average cost of car insurance in Arizona?

The average car insurance cost in Arizona is $1,247 annually — 12.6% less than the US average. Your auto insurance premiums are impacted by more than just your location.

Is car insurance more expensive in AZ?

The typical annual car insurance rate in Arizona is $349 less expensive than the average expense in California. The exact cost may vary, depending on your coverage level, driving and insurance history, and your auto insurance company.


City Average Annual Rate
Glendale $1,202

Why is Arizona auto insurance so high?

Car insurance in Arizona is expensive because the state has higher than average traffic fatalities, with 1.4 deaths per 100 million miles driven (compared to the national average of 1.1). … As the cost of providing insurance goes up, the premiums insurers charge also rise.

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Did car insurance go up in Arizona?

In Arizona, average yearly auto insurance premiums went up by $35 from 2017 to 2018. A driver in Arizona typically faces an average rate of $1,295 each year. The recent trend in Arizona leans toward more expensive auto insurance rates. From 2015 to 2018, rates grew more expensive by an average of $231 per year.

How much does car insurance cost in Arizona per month?

The average cost of insurance coverage in Phoenix is $1,126 a year for men and $1,178 for women. The average cost of auto insurance in Arizona is $843.92.

Average Phoenix Car Insurance Rates.

Coverage Men Women
Comprehensive $92 $91
Total Cost Per Year $1,126 $1,178
Price Per Month $94 $98

What is the minimum car insurance coverage in Arizona?

Mandatory Insurance

$25,000 bodily injury liability for one person and $50,000 for two or more persons. $15,000 property damage liability.

Why is Arizona getting expensive?

There’s more demand for homes than there is supply, and it’s what we see in most real estate markets today. Arcadia has a median listing price of $1.2M, making it the most expensive neighborhood in Phoenix. … High demand and low inventory have increased prices, which is a piece of good news if you plan on selling.

Where is the cheapest state to buy a car?

Overall, New Hampshire is the cheapest state to buy a car, since registration fees are low and sales tax non-existent. Florida is the second cheapest state to buy a car, and the state has a wonderful inventory. In fact, cars cost around ten percent less than the average.

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Are older vehicles more expensive to insure?

Do Older Cars Cost More to Insure? Your rates for comprehensive coverage or collision coverage on an older vehicle may be lower than what you’d pay for those same coverages on a newer car that’s worth more. … So, the total premium you’ll pay for auto insurance on an older car is unique to you.

Why is my insurance so high with no accidents?

There are several reasons your car insurance is higher than you’d like – including having a poor driving record, a history of claims, and a poor credit history. Also, if you drive a lot, you’re driving a car that’s considered unsafe, or you have children on your policy, you might see increased rates.

Does AAA offer insurance in Arizona?

The award-winning insurance agents at AAA can help you find the right auto insurance for your needs. Visit your local Arizona AAA office to speak to an insurance agent in person, call us at (877) 323-4222, or request a quote online to get started.

How much does Liability insurance cost in Arizona?

The average cost of car insurance in Arizona is $1,234 per year, or $103 per month, for minimum liability.

Find Cheap Auto Insurance Quotes in Arizona.

Rank Company Average annual rate
1 Geico $887
2 Progressive $910
3 State Farm $950
4 CSAA $991

What is Full Coverage Arizona?

Full coverage insurance in Arizona is usually defined as a policy that provides more than the state’s minimum liability coverage, which is 25000 in bodily injury coverage per person, up to 50000 per accident, and 15000 in property damage coverage.

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Is Arizona expensive?

An amount below 100 means Arizona is cheaper than the US average. A cost of living index above 100 means Arizona, Arizona is more expensive.

Arizona cost of living is 102.2.

COST OF LIVING Arizona United States
Overall 102.2 100
Grocery 96.1 100
Health 95.2 100
Housing 107.8 100

How much does car insurance cost?

In the United States, the average car insurance cost is $1,674 per year for full coverage, or about $139.50 per month, according to 2021 data pulled from Quadrant Information Services. Minimum coverage costs an average of $565 per year.