Do you have to have car insurance in Arkansas?
Arkansas requires that each motor vehicle in operation on the state’s roads be covered by liability insurance. The required minimum amounts of liability car insurance coverage in Arkansas are: $25,000 for bodily injury or death of one person in an accident caused by the driver of the insured vehicle.
Is it illegal to drive around with no insurance?
Why Is It Illegal to Drive Without Insurance? Driving without insurance is illegal because the cost of a car accident can be financially devastating for you and all involved. If you’re at fault in an accident and you have insurance, then your insurer can pay the claims filed by the person you hit.
Can police tell if you don’t have insurance?
Can police tell if you have no insurance? Yes, they can. However, you need to be pulled over, or stopped for some reason first. Although technology is good, police usually won’t run an insurance check unless they have cause.
What happens if you don’t have car insurance in Arkansas?
The penalties for driving without car insurance in Arkansas include: Mandatory fines for first offense range from $50 to $250 for the first offense, $250 to $500 for the second offense and $500 to $1,000 for the third offense.
How long after buying a car do you have to get insurance in Arkansas?
The Arkansas new-car insurance grace period is 2 to 30 days in most cases. The new-car grace period is how long insured drivers are allowed to drive a newly purchased vehicle before adding it to an existing car insurance policy.
What is the minimum auto insurance coverage in Arkansas?
The minimum liability you are required to carry by law is $25,000 per person for bodily injury, $50,000 per accident and $25,000 to cover property damage to other’s property.
What’s the penalty for not having car insurance?
Driving uninsured or unregistered
A motorist can be fined up to 5 penalty units ($550) under the Motor Vehicles (Third Party Insurance) Act 1942 and 20 penalty units ($2,200) under the Road Transport Act 2013 if they are found to have been operating an uninsured vehicle after an accident.
Does the DMV know if you have insurance?
Most states require that you purchase insurance coverage before you register your car. An insurance card or a printout detailing your coverage is typically adequate. Your DMV agent will verify the proof of insurance is valid, lists the vehicle you want to register, and provides the state minimum coverage.
Is reversing driver always at fault?
Reversing a vehicle and the law
In an insurance liability setting, the driver who is driving in reverse is automatically deemed to be the at fault driver, regardless of other circumstances (ie: other vehicle illegally parked, forward moving driver moving at speed, etc).