Quick Answer: Do you need proof of address for car insurance?

Can you lie about address on car insurance?

Similarly, “address fronting” is when the address listed on the policy is not where the car is usually kept. Drivers may lie about this to try and cut costs, but this can invalidate the policy and not protect you in the event of a claim.

Which address should I use for car insurance?

What should I say my address is for my car insurance? For insurance purposes, your address should be the place where your car is kept for most of the year. For example, if you take your car to university, and you spend more time there than at home, then your university accommodation must be stated as your new address.

Does insurance ask for proof of address?

It depends on the insurance company, but most will accept proof in the form of a utility bill or something similar to prove where you live. I recommend calling your insurance company to find out what documentation they will require to prove your residency and reinstate your policy.

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What information do I need to provide for car insurance?

Your vehicle information

Specifically, the insurance company will want to know the make, model and year of the car, the vehicle identification number (VIN), what safety and anti-theft features are installed, and an estimate of how many annual miles it will be driven.

Do car insurance companies check address?

Address information is validated by car insurers on a regular basis as third parties often have departments to investigate the matter, so it is very unlikely that anyone hoping to pay less will actually get away with putting in a fake address or postcode in the long term.

What happens if you put a different address on your car insurance?

Having a wrong address on car insurance means that even if you’re not charged with insurance fraud, all of your information will be sent to the address on file with your insurance company. For example, if you’re involved in an accident, the claims check will be sent to the address on your policy.

What happens if I dont change my car insurance address?

What Happens If I Don’t Change My Address on My Car Insurance? Not changing your address when you move, especially if you move states, can cause problems with your insurance company. … Your insurer will likely deny a claim if they find out, and you could be committing insurance fraud.

Can I use my school address for insurance?

The answer to this question is very straightforward. It does not matter whether your attend college in the same state or across the country. It doesn’t even matter whether your mailing address is listed in the location of the college.

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What is proof of address?

Current council tax bill/letter/payment book. Current council/housing association rent book/statement/letter/tenancy agreement. Current television licence. Residential utility bill/Letter (excluding mobile phone bills) dated in the last 3 months.

What is proof of residence?

A proof of residence is a document confirming where you live, and must have both your full name and your address printed on it.

What documents count as proof of address?

Proof of Address

  • Valid Driver’s License.
  • Property Tax Receipt.
  • Posted Mail with name of applicant.
  • Utility Bill.
  • Lease Agreement or mortgage statement.
  • Insurance Card.
  • Voter Registration Card.
  • College Enrollment Papers.