Quick Answer: What happens if you don’t have car insurance in Georgia?

What happens if you drive a car without insurance in Georgia?

Driving without insurance in Georgia is illegal and amounts to hefty consequences. When an accident takes place, and you don’t have insurance, you may face jail time, substantial fines, suspension of vehicle registration and your driving license, lawsuits for property damage, and medical bills settlements.

Can you go to jail for no car insurance in GA?

Driving without insurance in Georgia can incur serious penalties, depending on the circumstances. You could face up to $185 in fines and a year in jail and lose your driving privileges and vehicle registration.

Is it mandatory to have car insurance in Georgia?

Georgia law requires that all drivers must have at least the following required minimum auto insurance coverages for your vehicle: Bodily injury liability: $25,000 per person and $50,000 per accident. Property damage liability: $25,000 per accident.

Can you get in trouble for not having car insurance?

In most states, driving while uninsured is considered a misdemeanor offense, and can potentially lead to a prison sentence. Jail time will most likely not be imposed for a first offense, unless you cause a serious accident. But repeat offenses will incur higher fines and stiffer punishments, possibly including jail.

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Can police tell if you have car insurance in GA?

Using ALPR, the police can verify whether your car has valid insurance simply by running your license plate, without even approaching your car. The APLR camera snaps a photo of your car license plate, and the on-board computer will tell them if you’re on the state’s list of uninsured drivers.

Is Georgia a no pay no play state?

It is possible for uninsured drivers to file an accident claim because Georgia does not have a “no pay, no play” law. In a “no pay, no play” state, uninsured drivers are responsible for covering their own injuries (and the other driver’s injuries) out of pocket.

How much is a ticket for not having insurance in Georgia?

The penalty for driving without insurance in Georgia is a fine of at least $200, loss of driving privileges, criminal conviction and potential jail time. Georgia is not lenient with drivers who get caught on the road without insurance, even first-time offenders.

Is Georgia a no fault auto insurance state?

No-fault insurance means that when a driver is hurt in an auto accident, they need to file a claim with their own insurance company for some or all of their medical costs, lost wages, and other damages. … While 12 U.S. states follow a no-fault insurance system, Georgia is not one of them.

How long do I have to get insurance on a used car in Georgia?

This insurance grace period is typically anywhere from seven to 30 days. The best thing to do in this situation is to let your auto insurance company know the very same day, so they can add your newly purchased used car, and remove your old car if you are not keeping it.

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