What is the best auto insurance in Alabama?

What is the average cost of auto insurance in Alabama?

Car insurance is affordable in Alabama. The average car insurance premium in Alabama is $1,358 per year — 4.9% less than the national average. But auto insurance costs are affected by more than just location.

What is a good price for full coverage car insurance?

Car insurance prices vary by location. Even within a state, your ZIP code can influence your premium (except in California and Michigan).

Car insurance rates by state.

Average cost of full coverage car insurance California
$2,065
$172
2.64%

What is the minimum auto insurance coverage in Alabama?

To register and operate a vehicle in Alabama, your auto insurance coverage must meet the following minimum requirements: Bodily injury liability: $25,000 per person and $50,000 per accident. Property damage liability: $25,000 per person.

Why is car insurance so expensive in Alabama?

Car insurance in Alabama is expensive because the state has vehicle fatality rates twice as high as the national average. In Alabama, you can expect to pay approximately $1,379 per year for full coverage car insurance or $558 per year for minimum coverage. … All insured drivers share the increasing cost of insurance.

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Who’s cheaper Progressive or GEICO?

We compared a variety of insurance products from GEICO and Progressive and found that Progressive is the superior carrier in most categories. Progressive has more coverage options and more discounts overall. However, many consumers will find that GEICO’s policies are cheaper, although the coverage is limited.

Is GEICO actually good?

Geico is a good insurance company that offers its customers satisfactory rates, positive customer service and a convenient user experience. In particular, Geico’s auto insurance rates for drivers with no recent accidents were consistently low.

At what age does my car insurance go down?

Typically, the age range of 26-69 may be seen as the golden period in which car insurance rates decrease with age. You should remember that this may not be true for everyone in that age group, as there may be other reasons for charging the driver a higher premium.

Why is my car insurance so high?

Common causes of overly expensive insurance rates include your age, driving record, credit history, coverage options, what car you drive and where you live. Anything that insurers can link to an increased likelihood that you will be in an accident and file a claim will result in higher car insurance premiums.

Can you go to jail for not having car insurance in Alabama?

Driving without insurance in Alabama is considered a misdemeanor and carries a fine from $500 to $1,000. You may also have your driver’s license and vehicle registration suspended for 180 days or more and have to serve three to six months in jail if caught driving uninsured.

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Is Alabama a no fault state for auto insurance?

Alabama Is a Fault State

Alabama follows a fault-based compensation system. In other words, Alabama is not a no-fault state. This means that, after a car accident, the person who caused the accident is responsible for compensating the injured party.

How long do you have to get insurance in Alabama?

The Alabama new-car insurance grace period is 2 to 30 days in most cases.