What is the minimum car insurance coverage in Arizona?

What is the minimum required auto insurance in Arizona?

Arizona requires drivers to have car insurance that meets or exceeds the following minimum coverage levels: Bodily injury liability coverage: Minimum $25,000 per person / $50,000 per accident. Property damage liability coverage: Minimum $15,000.

Does Arizona require uninsured motorist coverage?

No, uninsured motorist coverage is not required in Arizona, as drivers can reject the coverage in writing. Still, insurance companies are required to offer at least $25,000 in uninsured motorist bodily injury coverage per person (up to $50,000 per accident).

Is there a minimum car insurance limit?

California requires drivers to carry at least the following auto insurance coverages: Bodily injury liability coverage: $15,000 per person / $30,000 per accident minimum. Property damage liability coverage: $5,000 minimum. Uninsured motorist bodily injury coverage¹: $15,000 per person / $30,000 per accident minimum.

Does insurance follow the car or the driver in Arizona?

“Generally speaking, in Arizona, automobile insurance follows the car, not the driver.” Most auto insurance policies will cover someone else driving your vehicle as long as they have a valid driver’s license.

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What is the average cost of car insurance in Arizona?

The average car insurance cost in Arizona is $1,247 annually — 12.6% less than the US average. Your auto insurance premiums are impacted by more than just your location.

Do you need uninsured and underinsured motorist coverage?

However, if you purchase insurance, uninsured motorist bodily injury coverage is required and includes underinsured motorist bodily injury coverage as well. … If you purchase insurance, you must have uninsured motorist (which includes both property damage and bodily injury) and underinsured motorist coverage.

What is full coverage car insurance in AZ?

Full coverage insurance in Arizona is usually defined as a policy that provides more than the state’s minimum liability coverage, which is 25000 in bodily injury coverage per person, up to 50000 per accident, and 15000 in property damage coverage.

Can someone drive my car if they are not on my insurance?

If a friend or a family member has an accident and isn’t insured, then you will have to use your insurance. Unless you have expressly denied that driver permission to use your vehicle.

What is minimum insurance coverage?

$25,000 bodily injury liability per person $50,000 bodily injury liability per accident $50,000 liability for death per person $100,000 liability for death per accident $10,000 property damage liability per accident $25,000 uninsured motorist bodily injury coverage per person $50,000 uninsured motorist bodily injury …

Do I have to add my teenage driver to my insurance in Arizona?

Do I Have to Add My Child to My Car Insurance? You only need to list a child on your car insurance when they regularly use the insured vehicle. If another car serves as their primary vehicle, or if they rarely use the vehicle in question, there’s no need to add them to your insurance.

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How long do I have to get insurance on a new car in Arizona?

State law requires that the insurance company and the owner submit proof of Arizona insurance within 30 days after initial registration.

Does Arizona require car inspection?

To ensure the safety of your vehicle, you’ll have to get an Arizona state emissions inspection every 1-2 years at your local inspection location. … Vehicles from model year 1981 or newer must be inspected every two years and vehicles from 1980 or older must be inspected annually.