What qualifies as a sports car for insurance?

Is insurance higher for sports cars?

Higher Insurance for Sports Cars

Be prepared to pay higher insurance premiums. Insurance companies know owners of sports cars go faster than the general driving population and as such, they’re at risk of having accidents more frequently — and more seriously — than drivers of minivans, for example.

Is a Chrysler 200 considered a sports car?

A: The Chrysler 200 is not a sports car, but does offer a sport trim, the Chrysler 200S. The 295-horsepower V6 engine, which is available option on model years 2015-2017 for trims 200 limited and higher, gives a sporty feel.

What is the cheapest sport car?

Cheapest Sports Cars

  • 2021 Mazda MX-5 Miata: $27,825.
  • 2021 Subaru WRX: 28,420.
  • 2022 Volkswagen Golf GTI: $31,000 (est)
  • 2021 Hyundai Veloster N: $33,255.
  • 2021 Chevrolet Camaro LT1: $37,895.
  • 2021 Honda Civic Type R: $38,890.
  • 2021 Ford Mustang EcoBoost High Performance package w/ EcoBoost Handling package: $39,085.

How much is the insurance for a sports car?

On average, according to Insurify data, drivers of sports cars pay about $192 per month for liability coverage and $382 per month with comprehensive and collision coverage. The total average for drivers of the top sports cars is $310 per month.

Is a Camaro considered a sports car for insurance?

Most of the time, Camaros are sports cars, which will mean a slightly higher premium. As for other Mustangs, is a Mustang considered a sports car for insurance? Mustangs are likely to always be considered sports cars by your insurer, which means you’ll be paying extra, regardless of trim.

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Does insurance consider WRX a sports car?

Insurance companies consider both the WRX and the STi, performance cars. That’s a much cheaper classification than sports car, plus the impreza has a great safety record, which helps.

How long can a Chrysler 200 last?

The Chrysler 200 can last on average between 200,000 – 250,000 miles providing its regular serviced and driven responsibly. Based on an annual mileage of 15,000 miles, you can expect 13 – 17 years of service before the car breaks down or repair costs become uneconomical.