Which state has the highest car insurance cost?

Is car insurance cheaper in NY or CT?

New York car insurance costs $2,715, on average — just a little more than Connecticut’s. Even if you live in a more rural area, about 88 percent of New York state residents are urban, according to Iowa State University — hence higher car insurance rates.

Why is car insurance so expensive in Kentucky?

Car insurance in Kentucky is expensive because the state has higher than average traffic fatalities, with 1.36 deaths per 100 million miles driven (compared to the national average of 1.1). … As the cost of providing insurance goes up, the premiums insurers charge also rise.

Which drivers have the highest insurance rates?

Michigan has the most expensive rates in the nation, with an average annual premium of $4,003, making insurance 579.63% more expensive in Michigan than in Maine.

Is car insurance cheaper in rural areas?

Traffic Congestion

Because of these factors, states with lower population densities see cheaper insurance rates. Within states, car insurance customers in rural zip codes can expect to see significantly lower prices than those in urban areas.

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Which states do not require car insurance?

There are only two states where car insurance is not mandatory for all drivers: Virginia and New Hampshire. In Virginia, an uninsured motor vehicle fee may be paid to the state, while in New Hampshire, vehicle owners have the option to post cash bonds.

Which state has the least expensive health insurance?

ACA Benchmark Premiums Ranked by Cheapest Plan in 2021

State 2017 Rank
Minnesota $442 1
New Hampshire $267 2
Rhode Island $261 3
New Mexico $255 4

Can you go to jail for not having car insurance in Kentucky?

You Must Have Insurance

According to the statute, an owner who fails to maintain insurance on his vehicle shall have his vehicle registration revoked. In addition, the vehicle owner, as well as the vehicle driver, are subject to a fine of $500.00 to $1,000.00, up to 90 days in jail, or both.

What is the minimum auto insurance coverage in Kentucky?

The required minimum coverages and limits to register and operate a vehicle in Kentucky are: Bodily injury liability: $25,000 per person and $50,000 per accident. Property Damage liability: $10,000 per accident. Uninsured Motorist coverage: $25,000 per person and $50,000 per accident*

Does ZIP code affect car insurance?

Your specific ZIP code will affect what you pay on average for auto insurance. When you do an insurance rate comparison by ZIP code, you will find that auto insurance rates can drastically change within the same local areas based on their differing ZIP codes.

Is Texas car insurance higher?

Car insurance is expensive in Texas. The average car insurance rate in Texas is $1,810 per year — 26.8% more than the US average.


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Coverage Level Average Annual Premium
State Minimum — Liability Only $782

Where is health insurance the most expensive?

States with the Most Expensive Health Insurance Premiums

  • Anchorage, AK. Although Anchorage is the most popular city in Alaska, the population is below 300,000 people. …
  • New Haven, CT. …
  • Wilmington, DE. …
  • New York, NY.