Why is my insurance company asking for my driving licence?
It’s common for insurance companies to request copies of your documentation when issuing a new policy. … In the event of an accident, anyone found to have withheld information from their insurance provider runs the risk of their claim being invalid.
Does driving licence number reduce insurance?
Participating insurers and price comparison websites will simply need to enter your driving licence number. Could it save me from invalidated insurance: Yes. If you accidentally forget to mention a conviction or other restrictions on your licence, your insurance may not pay out in the event of an accident.
Do insurance companies check convictions?
Technically, an insurer could ask you to provide proof of your unspent convictions. … However, it’s more likely that your insurer will take more interest in your criminal record when you make a claim. At this point, insurers normally check through with you the details they have.
Do car insurance companies check driving license?
Yes – we expect the vast majority of insurers to request driving licence numbers before providing a motor insurance quote. This includes those who sell policies via brokers and comparison websites.
Do I need a driver license to insure a car?
When you apply for auto insurance, you typically need to include a valid driver’s license number. If you don’t have a license, you can’t provide that number — and insuring an unlicensed driver makes car insurance companies nervous.
Does a criminal record affect your car insurance?
Having a criminal record will increase the cost of your car insurance, whether your conviction is motoring-related or not, because insurers see you as a greater risk. All convictions matter to your insurer, regardless of the crime, including robbery and driving under the influence of drink or drugs.
Why do insurance companies ask for 5 years convictions?
Insurers can ask about any convictions that happened in the last five years. So you still have to declare them. … An Aviva spokesman said: “We ask customers to declare convictions over the last five years because it gives us important information as to how they drive.
How do you know if a conviction is spent?
If you’re still in your rehabilitation period following a criminal conviction, your conviction is unspent. Any custodial sentence over two and a half years stays unspent. If you were found guilty of a criminal offence by a court, following the specified time-period, your conviction will be considered “spent”.
Do car insurance companies check address?
Address information is validated by car insurers on a regular basis as third parties often have departments to investigate the matter, so it is very unlikely that anyone hoping to pay less will actually get away with putting in a fake address or postcode in the long term.
How can I get my driving licence number?
How to Find Driving License (DL) Number Online
- From the Menu, Click on “Other” & Then Click on “Find Application Number”
- Select your State, RTO & Enter your Name, Date of birth & Captcha Code.
What is the driving licence number?
What is my driving licence number? This is a 16-character number that’s unique to you. It appears on the photocard of your driving licence underneath the licence’s expiry date. It starts with the first five letters from your surname.