You asked: How do you insure a learner driver on their own car?

What’s the cheapest way to insure a learner driver?

Cheapest temporary or short-term cover for learner drivers

Depending on your situation, buying short-term cover for learner drivers could be the cheapest way to insure a learner driver. Available to learners who want to practice in a borrowed car or their own, this could be the much more viable option.

Is a learner driver insured to drive alone?

No, you are not covered to drive, unaccompanied, on a learner permit. The Road Traffic Act states that learner permit drivers must be accompanied by a full licence holder at all times when driving. Therefore, no cover will apply if you drive unaccompanied on a learner.

Does it cost more to insure a learner driver?

In short – yes, in most cases it’s cheaper to get insurance as a learner driver than it is as a new driver.

Is a learner covered on my insurance?

Yes, learner drivers are automatically covered to drive your car under supervision and there is no need to list them on your policy. If they are at fault in an accident and you need to make a claim, an extra excess of $400 will apply in addition to any other excess.

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What happens if a learner driver is caught driving alone?

Put simply, you’re breaking the law. It’s illegal to drive on a provisional licence without a qualified driver beside you. If you are caught, you’ll receive a fine and penalty points. For new drivers, that could mean an instant ban as soon as you’ve passed your test.

Can I have passengers as a learner driver?

Yes, a learner driver can indeed drive with passengers on a provisional licence, providing that the supervisor is present and meets all legal criteria. However, the reason people often assume that learners can’t carry passengers is because of the risk of distraction.

What happens if a learner driver is caught driving alone Ireland?

A learner driver detected of driving unaccompanied faces an €80 fine and two penalty points if paid within 28 days, a €120 fine and two penalty points if paid within the next 28 days and €120 and four penalty points if convicted in court.

Can my son drive my car on a provisional Licence?

Your provisional license gives you the right to drive a vehicle, provided you’re accompanied by someone over 21 who’s had a full licence for at least three years. What it won’t do is insure you to drive on your own.